As Seen In
Features
Convenience
- FDIC-Insured
- Multimillion Dollar Deposit Insurance
- Online account opening
- Online and mobile banking
- Mobile deposits
- Bill pay
- Surcharge-free ATMs (MoneyPass ATM Network)
Products
- Checking and savings accounts
- Certificates of Deposit (CDs)
- Money Market accounts
- Retirement accounts
- Mortgage loans
- Small business loans
- Other financing
National Cooperative’s Impact
We’re the only bank in the US dedicated to lending to cooperatives and other member-owned organizations.
Whether you’re looking for a small business loan or a savings account that can make a difference, we have solutions for you.
National Cooperative is the only sustainability-certified, cooperatively-owned bank in the US
Fossil Fuel Free: Bank does not lend to nor underwrite for fossil fuel extraction nor infrastructure companies/projects (this does not include financing for equipment that uses fossil fuels, like loans for vehicles, nor entities that solely distribute local supplies of fossil fuels to consumers, like businesses with gas pumps)
Sustainable (B-Corp or GABV): Bank is a member of the Global Alliance for Banking on Values, which means it is accountable to providing sustainable banking and reporting on its banking practices
Above avg. in small business lending: Bank puts a larger percentage of money into small business loans than the bank industry average.
Above avg. in housing lending: Bank puts a larger percentage of money into housing loans than the bank industry average
Above avg. in financing communities, overall: Bank puts a larger percentage of money into community financing (loans for business, farms, housing, construction, and households, and public works financing) than the bank industry average
Our deposits come from across the country to fund our lending to community initiatives nationwide
DEPOSITS
Percent of total deposits from each state
Amount of deposits from each state
Alabama: $300,000
Alaska: $32,000,000
Arizona: $7,000,000
Arkansas: $1,000,000
California: $115,000,000
Colorado: $20,000,000
Connecticut: $4,000,000
Delaware: $3,000,000
District of Columbia: $73,000,000
Florida: $43,000,000
Georgia: $136,000,000
Hawaii: $2,000,000
Illinois: $26,000,000
Indiana: $1,000,000
Iowa: $622,000,000
Kansas: $1,000,000
Kentucky: $1,000,000
Louisiana: $26,000,000
Maine: $4,000,000
Maryland: $44,000,000
Massachusetts: $34,000,000
Michigan: $17,000,000
Minnesota: $24,000,000
Missouri: $75,000,000
Montana: $3,000,000
Nebraska: $4,000,000
Nevada: $31,000,000
New Hampshire: $5,000,000
New Jersey: $127,000,000
New Mexico: $1,000,000
New York: $462,000,000
North Carolina: $27,000,000
North Dakota: $2,000,000
Ohio: $581,000,000
Oklahoma: $2,000
Oregon: $1,000,000
Pennsylvania: $82,000,000
Rhode Island: $300,000
South Carolina: $1,000,000
South Dakota: $300,000
Tennessee: $7,000,000
Texas: $9,000,000
Utah: $22,000,000
Vermont: $27,000,000
Virginia: $170,000,000
Washington: $4,000,000
West Virginia: $1,000,000
Wisconsin: $13,000,000
Wyoming: $3,000,000
LOANS
Percent of total loans made in each state
Amount of loans in each state
Alabama: $300,000
Alaska: $42,000,000
Arizona: $5,000,000
Arkansas: $5,000,000
California: $647,000,000
Colorado: $17,000,000
Connecticut: $51,000,000
District of Columbia: $130,000,000
Florida: $80,000,000
Georgia: $79,000,000
Hawaii: $2,000,000
Idaho: $100,000
Illinois: $85,000,000
Indiana: $700,000
Iowa: $8,000,000
Kansas: $35,000,000
Kentucky: $1,100,000
Louisiana: $3,000,000
Maine: $2,000,000
Maryland: $180,000,000
Massachusetts: $31,000,000
Michigan: $44,000,000
Minnesota: $16,000,000
Missouri: $15,000,000
Montana: $100,000
Nebraska: $4,000,000
Nevada: $5,000,000
New Hampshire: $6,000,000
New Jersey: $120,000,000
New Mexico: $400,000
New York: $4,822,000,000
North Carolina: $170,000,000
Ohio: $60,000,000
Oklahoma: $1,100,000
Oregon: $7,000,000
Pennsylvania: $49,000,000
Rhode Island: $100,000
South Carolina: $20,000,000
Tennessee: $6,000,000
Texas: $33,000,000
Utah: $800,000
Vermont: $11,000,000
Virginia: $70,000,000
Washington: $60,000,000
Wisconsin: $20,000,000
Wyoming: $2,000,000
National Cooperative has a history of investing 71% - 78% of total dollars in the bank into communities, which is greater than the bank industry average
Percentage of total dollars invested in communities, over time
The other 29% of total dollars in the bank is used for something other than community financing (like investments in bank branches and other financing).
Read more about this data in our FAQ.See Your Money with National Cooperative Bank
TESTIMONIALS
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Specials
Impact Money Market
2.53% Annual Percentage Yield*
$100 to open
$25 monthly fee if balance falls below $5,000
Impact Checking Account
1.16% Annual Percentage Yield*
No minimum to open
$15 monthly fee if balance falls below $500
6 Month Impact CD
5.02% Annual Percentage Yield*
$2,500 minimum to open
12 Month Impact CD
5.18% Annual Percentage Yield*
$2,500 minimum to open
National Cooperative Bank named one of America’s Top 100 Cooperatives in America (while regularly providing capital to several others)