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Urban Partnership Real Economy Impact Report

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What We Finance


Your money on deposit in Urban Partnership funds loans and other Chicago and Detroit community financing.

See featured organizations we've financed, below.

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From Boarded Up to Vibrant

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Free and Clear Enterprises is a privately-owned real estate firm that has renovated and managed more than 100 units in the Chicago area, with a focus on housing development in Auburn, Chatham, Grisham and South Shore neighborhoods.

“One of our goals is to bring neighborhood back, from boarded up to vibrant," says Enterprise Owner Phil Joseph. "One of the rewarding parts of being a property owner is being able to provide families good quality homes and when they move in, they say thank you. I keep in touch with these families.”

“Urban Partnership is unique in that they don’t just give you a loan but invest in the property with you. People from the bank come out to look at properties I’m considering and bring an inspector with them. It’s like having a partner with a strong understanding of the area."


Affordable Housing Investment on Chicago's West Side

Working with Chicago Central Properties, Urban Partnership financed the rehabilitation of three apartment buildings in the Austin and West Garfield Park communities on Chicago's West Side. The result is 17 affordable housing units available for residency.

“I chose to work with Urban Partnership because I found out pretty quickly that they know the economics of some neighborhoods that other banks simply don’t understand,” said Patrick O’Flaherty, who owns Chicago Central Properties along George Nugent. “They know property values, they know rental values. They are very educated about the market."

O'Flaherty added, "My tenants deposit their rent checks with Urban Partnership. I enjoy and look forward to continuing to work with the bank."

Austin properties

5006 W. Jackson Blvd., Chicago (8 units) (pictured above)

217 N. Lavergne, Chicago (3 units)

West Garfield Park property

4301 W. Adams, Chicago (6 units)


Pledge of Partnership for Strong Chicago Communities

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Polk Bros. Foundation is a private independent foundation dedicated to building and strengthening Chicago's families and communities, especially those most affected by poverty.  The foundation exists today due to the success of the Polk Bros. chain of retail furniture and appliance stores, a Chicago institution for more than 55 years.

“We took the Partnership Pledge at Urban Partnership Bank, opening a money market deposit account, because it’s an easy way to help the community while at the same time furthering our Foundation’s mission to strengthen Chicago and its neighborhoods through workforce development, housing and economic development, and safe communities.”

-Amy Hill, Polk Bros. Foundation Vice President of Investments and Administration

Pullman Rooftop Greenhouse

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Gotham Greens chose to partner with Urban Partnership when deciding to build in Pullman. 

Gotham Greens describes itself "as farmers that live in apartments; fuel blooming communities where others fear urban decay; grow extraordinarily fresh food in extraordinarily fresh places." 


Urban Youth Leadership Development

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Genesys Works not only works with UPB to grow its financial operations, but also to place its young leaders in internship opportunities alongside UPB's diverse banking team. 

“Genesys Works is extremely proud to partner with Urban Partnership Bank, a partner that has provided wonderful support over the years, not just helping our students open savings accounts, but also filling those accounts to save for college by employing numerous Genesys Works Young Professionals.” 
Joseph Tollefson, Director of Corporate Partnerships

Affordable Chicago Housing

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Celadon Holdings stabilizes affordable housing units in Chicago's back of the yards, Greater Grand Crossing and Humboldt Park neighborhoods. In 2017, with financing from Urban Partnership Bank, Celadon supported renovations of 49 family housing units.

Thanks to the work of companies like Celadon Holdings, combined with the financing power of the Urban Partnership Bank community, more than 3,700 affordable housing units have been stabilized in Chicago + Detroit neighborhoods. 


Franchise Creating First-Time Jobs

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Baron Waller used to live in Bronzeville and is the owner of the first Culver's - The Wisconsin staple, known for its butterburgers, cheese curds and frozen custard - in the city of Chicago. he chose to partner with UPB because "we both have a commitment to help one another in the community."

"I am excited to build in a community in which I once lived and where my restaurant can have a positive community impact," Waller says.
"One of my objectives was to bring jobs to Bronzeville for black men and women and high school students. Half of the more than 80 people we hire are high school students and half are people taking care of family.
"I believe that quick service restaurants are often the first job for many, as it was for me. I want my restaurant to be in a position to help teens learn how to work and build a career, no matter what they choose to do in their lives.
"We both, Culver's of Chicago Bronzeville and Urban Partnership Bank, provide great service and treat our customers with respect."
Below: Opening day video coverage.
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(Source: ABC 7 News)

Curriculum-Based Day Care

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With centers in Galewood and Berwyn neighborhoods, Fresh Start Day Care Center"advocates learning with a robust curriculum, with lesson plans and planned activities,” says Fresh Start Founder and CEO Corey Britt.

According to Britt, Urban Partnership Bank literally helped him open up new doors for business.

"Urban Partnership helped me realize my dream of building a successful business, especially with the flexibility and personal service that UPB showed through the process of my getting the loan," Britt says.
“They’re great relationship bankers."

Depositors Since Day One

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Webitects is a Chicago-based digital agency providing custom-tailored websites and applications for organizations including the The Art Institute of Chicago, Chicago River Edge Ideas Lab, Regional Housing Solutions, and Wikipedia. 

"We've been a business client of UPB since its day one, and happily work with many mission-driven organizations in Chicago and across the country. We love the fact that UPB supports local businesses in under-invested areas and industries."

Billy Belchev, Webitects President.



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Urban Partnership Bank


7936 S Cottage Grove Ave, Chicago, IL 60619

Hours: M-F, 9 AM - 5 PM

SAT: 8:30 AM – 1 PM 

Email Urban Partnership

Call Urban Partnership: 773-420-5050

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