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Urban Partnership Bank Impact

Mighty Report. February 2018. Five minute read.



The Latest

We Hear You And Your Bank Impact Interest

Last month, we heard from our valued customers that they're increasingly thinking about the impact of their money on deposit in the bank.

Have you ever thought about the neighborhood impact that your money on deposit in the bank is making?  

Would you like to know more about the impact that your money on deposit in the bank is making?

Chart detail: Values show % of total respondents. UPB customer feedback, January 2018.

Year to date, 59 new clients have started a deposit relationship with UPB. These clients are helping to bring more financing to urban Chicago and Detroit neighborhoods. Together, we're making an impact.



UPB Impact

Our Loans Are 100% Made In Chicago & Detroit

As a black-led bank that focuses the majority of its financing in historically underinvested Chicago and Detroit neighborhoods, Urban Partnership Bank works with businesses and organizations committed to bringing investment to these neighborhoods, and building value for community members who call these neighborhoods home. 

100% of UPB's small business loans are made in Chicago and Detroit. The average big bank in Chicago and/or Detroit does the majority of its small business lending outside Chicago, where the majority of its business is focused. 

See below how banks compare. 

% of UPB small business loans made in Chicago & Detroit

% of "average local big bank" small business loans made in Chicago & Detroit

Data detail: "Average local big bank" includes banks > $50 billion in total assets with a branch in Chicago and/or Detroit metro area. Lending rates are approximated based on share of deposits held in local branches. Loan data updated Q3 2017.

When you deposit with Urban Partnership Bank, your money is focused on supporting loans in Chicago & Detroit, rather than supporting loans outside Chicago & Detroit.



UPB Community

See What We Finance

Black-Owned Franchise Creating Jobs in Bronzeville

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Baron Waller used to live in Bronzeville and is the owner of the first Culver's - The Wisconsin staple, known for its butterburgers, cheese curds and frozen custard - in the city of Chicago. he chose to partner with UPB because "we both have a commitment to help one another in the community."

"I am excited to build in a community in which I once lived and where my restaurant can have a positive community impact," Waller says.
"One of my objectives was to bring jobs to Bronzeville for black men and women and high school students. Half of the more than 80 people we hire are high school students and half are people taking care of family.
"I believe that quick service restaurants are often the first job for many, as it was for me. I want my restaurant to be in a position to help teens learn how to work and build a career, no matter what they choose to do in their lives.
"We both, Culver's of Chicago Bronzeville and Urban Partnership Bank, provide great service and treat our customers with respect." 

Media: See ABC 7 News video coverage of Culver's opening day in Bronzeville, featuring an interview with owner Baron Waller (originally published via ABC 7 News, here)

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Culver's Bronzeville is located at 3355 S Martin Luther King Dr, Chicago, IL 60616


Curriculum-Based Day Care Centers in Galewood + Berwyn

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With centers in Galewood and Berwyn neighborhoods, Fresh Start Day Care Center "advocates learning with a robust curriculum, with lesson plans and planned activities,” says Fresh Start Founder and CEO Corey Britt.

According to Britt, Urban Partnership Bank literally helped him open up new doors for business.

"Urban Partnership helped me realize my dream of building a successful business, especially with the flexibility and personal service that UPB showed through the process of my getting the loan," Britt says.
“They’re great relationship bankers."
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Credit Building in Greater Grand Crossing

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The mission of the Gary Comer Youth Center, located in Chicago's Grand Crossing Neighborhood, is to ensure students graduate from high school prepared for college and careers. 

Urban Partnership Bank facilitates workshops in partnership with organizations like Gary Comer Youth Center to educate Chicago and Detroit young adults about budgeting and how to start looking at the idea of credit.

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The Gary Comer Youth Center is located at 7200 S Ingleside Ave, Chicago, IL 60619



Deposit With UPB

Bank For Chicago + Detroit Impact With UPB


Walk in: Urban Partnership Bank is headquartered at 7936 S. Cottage Grove Ave, Chicago, IL 60619, and has six locations throughout Chicago + Detroit. offices are open M-F 9 am - 5 pm. Drive-up hours M-F 8:30 am - 6 pm.

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