Aspiration

BROKER / DEALER • INVESTMENT ADVISOR

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Aspiration Gallery
“In the five years since the Paris Agreement, the world’s 60 biggest banks have provided $3.8 trillion in funding for fossil fuel projects. Aspiration is one way to make more climate-friendly banking decisions.”

“In the five years since the Paris Agreement, the world’s 60 biggest banks have provided $3.8 trillion in funding for fossil fuel projects. Aspiration is one way to make more climate-friendly banking decisions.”

“The 200-employee fintech startup distinguishes itself from mainstream banks by pledging to invest customer account money with the climate crisis in mind.”

“The 200-employee fintech startup distinguishes itself from mainstream banks by pledging to invest customer account money with the climate crisis in mind.”

“Aspiration’s business model is far less dependent upon fees, which benefits the startup and its customers.”

“Aspiration’s business model is far less dependent upon fees, which benefits the startup and its customers.”

“Deposits are fossil fuel free.“

“Deposits are fossil fuel free.“

“When you use your debit card from Aspiration’s Spend & Save account at businesses with the best sustainability practices, you earn 1% cash back.”

“When you use your debit card from Aspiration’s Spend & Save account at businesses with the best sustainability practices, you earn 1% cash back.”

“Aspiration is back with another environmentally-friendly offering for its customers. This time, it’s a credit card.”

“Aspiration is back with another environmentally-friendly offering for its customers. This time, it’s a credit card.”

“A World-Changing Idea of 2021: Aspiration launches a campaign to help anyone use any debit or credit card from any bank to plant 100 million trees and remove millions of pounds of carbon dioxide from the air.”

“A World-Changing Idea of 2021: Aspiration launches a campaign to help anyone use any debit or credit card from any bank to plant 100 million trees and remove millions of pounds of carbon dioxide from the air.”

“ESG change happens slowly and then all at once. We are in one of those all at once moments.” -Andrei Cherny, Aspiration CEO and Co-Founder

“ESG change happens slowly and then all at once. We are in one of those all at once moments.” -Andrei Cherny, Aspiration CEO and Co-Founder

“Aspiration raises its company-wide minimum wage to $25, ranking among the 10% of B Corps in terms of employee and environmental practices.”

“Aspiration raises its company-wide minimum wage to $25, ranking among the 10% of B Corps in terms of employee and environmental practices.”

“A sustainability-as-a-service platform.”

“A sustainability-as-a-service platform.”

Products & features

Security & convenience

  • FDIC-insured accounts
  • Multimillion dollar deposit insurance
  • Online account opening
  • Online and mobile banking
  • Mobile deposits

Accounts & loans

  • Spend & Save cash management account
  • No-fee accounts
  • High yield accounts
  • Retirement accounts
  • Credit cards

Aspiration’s impact

Aspiration helps our customers spend, save, and invest with a conscience so you can make money while making the world a better place. Aspiration is a certified B corporation and 1% for the Planet member, so our community members can be sure we put the planet and people first.

When you bank with Aspiration, more of your money is invested in communities than the bank industry average.

Aspiration is not a bank. Through the Aspiration Insured Bank Deposit Program, cash balances in the Aspiration Spend and Save Accounts are deposited at one or more of ten FDIC-insured Program Banks. Aspiration’s Program Banks invest 56%-86% of money in communities, compared to the bank industry average of 38%.

Aspiration’s Program Banks
72% of money finances communities

This represents an average across Aspiration’s ten Program Banks.

Bank Industry Average
38% of money finances communities

Aspiration’s Program Banks are Coastal Community Bank, Bremer Bank, NA, Ion Bank, ProgressBank, Bank of New Hampshire, EagleBank, Manufacturers Bank, C3Bank, NA, The Freedom Bank of Virginia, Bridgewater Bank, and Nano Banc.

To learn more about how deposits are invested in communities at any one of Aspiration’s Program Banks, click the links above. To learn which Program Banks are assigned to your account, contact Aspiration.

Program Banks list current as of November, 2021. Contact Aspiration for current information. Community financing metrics are validated with public data. To learn how, see our FAQ.

Fast facts about Aspiration’s impact*

  • Deposits don’t finance fossil fuels.

  • You can plant a tree with every purchase you make by rounding up to the nearest dollar with your Aspiration debit and credit cards.

  • Automatic carbon offsets for your gas purchases are provided with the Aspiration Plus debit card.

  • The Aspiration Impact Measurement (AIM) feature shows you your own personal sustainability score based on your purchases.

  • Ten percent of the monthly fees you choose to pay for your Spend & Save account are given back in charitable donations.

*As reported directly by Aspiration to Mighty.

Get started with Aspiration

Branch locations

Aspiration accepts customers nationwide. Aspiration is completely online, but we promise that when you call us with questions, you will get a smart, helpful, and real person answering your call - not an automated service.

Our customer service number is 800-683-8529 and our business hours are 7am-4pm PST Monday-Friday, and 8am-3pm PST Saturday & Sunday.